Now mind you , we at The Black Black Butterfly, do our best to advocate a healthy life style and as a result we believe that being healthy, comes in all forms, including, mixing something healthy like a Apple with chocolate to equal happiness, which is in and of it's self, HEALTHY LIVING!.Soooooo with that said, we don't except to see the emails coming in with that complaint. Instead see the high point in this article and say... HEEEEEEEEEY... I can do that!
Now although these take patience and time, and may not be ideal for beginners, it still won't hurt you to try, I did and well. it went pretty well.
What you will need:
4 crisp apples, firm, unbruised and WITH STEMS,

12 ozs. soft and fresh wrapped caramels
1 Tbsp. + 2 tsp. hot water
12 ozs. good-quality chocolate (milk, semisweet, or a combination), chopped
About 1 c. chopped nuts (walnuts or pecans, chopped
medium-fine) OR toffee chunks basically, anything your heart desires.

Wash the apples and insert sticks. Place the apples in the refrigerator while melting chocolate. The chocolate, if using without the caramel will stick better if the apples are cold. If you are using the caramel, make sure the apples sit at room temperature for about 45 mind before starting.
Bring water to boil in a double boiler or chocolate melting pot. Melt the semi-sweet or milk chocolate slowly in a bowl over double boiler for about 2 minutes, you'll want to stir it after a minute. Remove from heat and stir till melted and warm not hot. Do the same with the white chocolate. With caramel, Use same double broiler method, except add the hot water in slowly, until you get a thick gooey consistency.

Line a cookie sheet with wax paper and set the dipped apples on it. Refrigerate the apples until the chocolate is set. Wrap and decorate as desired.
YEAH your done. Enjoy!